Start Up Loans UK

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Representative example:

6.2% APR* Representative based on a loan of £10,000 repayable over 60 months at an interest rate of 6.2% per annum (fixed). 60 Monthly repayments of £193.47, total amount payable £11,608.20.

This is only an example your actual rate will vary based on your circumstances.

Flexible Repayment Terms

We understand that every business is unique. That's why we offer flexible repayment terms tailored to your specific needs and cash flow patterns.

Interest Rates

Our Start Up Loans come with a competitive 6% interest rate, ensuring that you receive affordable financing to support your growth ambitions.

Dedicated Support

Our team of experienced advisors is here to support you every step of the way, from the initial application process to ongoing guidance and assistance throughout the life of your loan.

Turning Vision into Reality

Every successful business begins with an idea—but it takes the right funding and support to bring that idea to life. Check out our latest Start Up Success Story: Craft + Common, founded by two friends with a passion for creativity, turned their vision into a thriving business with the help of a Start Up Loan. Now, they’re inspiring others to follow their dreams.

Igniting future business

GC Business Finance *Start Up Loans work with British Business Bank to support thousands of businesses across the country realise their potential. Through Government backed loans, each business owner and director can borrow up to £25,000 over 1-5 years.

Our team will work with you to refine your business idea, develop your business plans and guide you through the applications process.

GC Business Finance Start Ups are a national business support partner delivering the *Start Up Loans Scheme. The Start Up Loans Scheme is a subsidiary of the British Business Bank.

Why choose GC Business Finance Start Ups?

Eligibility Criteria

Are you ready to take the next step in starting or growing your business? To qualify for a Start Up Loan, you’ll need to meet the following requirements:

Age: You must be at least 18 years old.
Business Stage: You’re starting a new business or have been trading for up to 36 months.
Residency: You must be a current UK resident.
Business Type and Loan Purpose: Your business and intended loan use must meet the terms of the scheme.
Credit Check: A credit check will be required as part of the application process.
Loan Repayment Term: Choose a repayment period between 1 and 5 years.
Right to Work: You must have the legal right to work in the UK.

If you meet these criteria, you’re one step closer to accessing the funding you need to turn your business vision into reality.

GC Business Finance Start Ups